Affordable Care Act

Well, today's the day health insurance marketplaces open for business. And despite a partial shutdown of the federal government and some technical jitters, they're available for insurance shoppers.

While Oct. 1 is a milestone in the implementation of the health law, other dates are likely more critical for consumers planning to shop for health insurance on their state marketplace.

The Sunshine Economy: Meet The Invincibles

Oct 1, 2013
Tom Hudson

The invincibles is a catch-all description of young adults, generally healthy, but who are living without health insurance.

This group is one of the particular targets of the Affordable Care Act's individual mandate, taking effect on January 1, 2014. By requiring most Americans to have health insurance, the strategy is to attract young and healthy people to help spread the risk of insuring older and sicker people.

10/01/13 - Tuesday's Topical Currents examines how the Affordable Care Act will affect Floridians.  It’s an “At Your Service” edition.  State government has resisted the federal health overhaul initiative.  Florida is one of a dozen states which have not expanded Medicaid.  Governor Rick Scott has barred health care “navigators” to assist Floridians with “Obamacare,” but some counties are resisting that order.  We’ll take your calls on the issue.  That’s Topical Currents Tuesday at one 1pm.

As the federal government lurches toward a shutdown, there's one thing a lot of people in Congress actually agree on.

South Florida Insurance Rates Will Be Among Lowest In State, Report Says

Sep 30, 2013
Carl Juste / MIAMI HERALD STAFF

Miami-Dade and Broward County residents who buy health insurance through federally run online marketplaces opening Tuesday will be paying some of the cheapest rates available in Florida, according to federal data released Wednesday.  

A report from the U.S. Department of Health and Human Services shows how many insurance issuers will be offering plans in each county, what tiers those plans will be on and how much the average resident would pay before tax credits in certain tiers.

The Affordable Care Act Marketplace opens October 1. Despite considerable opposition from some residents and lawmakers, Floridians will be able to shop online for health insurance and compare rates for different levels of coverage.

The Affordable Care Act (ACA) – also known as Obamacare - is for people who don’t have health insurance or those who buy insurance on their own instead of getting coverage through an employer.

 

Florida led the fight against Obamacare, but open enrollment for new health insurance exchanges begins next week in Florida.  

But with the federal government running the exchanges, have Florida leaders divorced themselves from the national health plan?

On Tuesday, if all goes according to plan, the federal health law's marketplaces for individual health insurance are scheduled to open for business.

Nearly all Americans will be required to have health insurance starting Jan. 1, 2014, or else they'll be liable for a tax penalty.

The Republican-controlled House has voted to keep the government funded but its "continuing resolution" comes with a poison pill to defund the Affordable Care Act that Democrats have vowed is dead on arrival in the Senate.

The nation's health spending will bump up next year as the Affordable Care Act expands insurance coverage to more Americans, and then will grow by an average of 6.2 percent a year over the next decade, according to projections by government actuaries.

That estimate is lower than the typical annual increases before the recession hit. Still, the actuaries forecast that in a decade the health care segment of the nation's economy will be larger than it is today, amounting to a fifth of the gross domestic product in 2022.

Under Fire, Feds Add Health Law Privacy Protections

Sep 19, 2013
PATRICIA BORNS / For Miami Herald

In the wake of criticism from Republicans including Florida Gov. Rick Scott, the Obama administration is beefing up security measures for data submitted to "navigators" by people seeking insurance under the federal health overhaul.

Sobel, Hudson Debate Obamacare Concerns Before Congress

Sep 19, 2013
news-press.com

Two Florida lawmakers --- one who supports the 2010 federal health-care law and one who opposes it --- testified in a congressional hearing about problems that states are confronting as a Oct. 1 deadline approaches for implementing a key part of the law known as Obamacare.

C.W. Griffin / Miami Herald Staff

Starting October first, Floridians will be able to buy health insurance through a government-run website—or “health insurance exchange”—where consumers can compare plans and prices.

Under the Affordable Care Act, most uninsured adults who don’t purchase insurance or aren’t covered by employers will have to pay a fine come tax time.

Health and Human Services Secretary Kathleen Sebelius held a panel on the Affordable Care Act at Miami-Dade College on Tuesday but getting the word out hasn’t been easy in Florida.

At a community center named for Florida civil rights pioneer Carrie Meek, a few dozen members of Miami's National Church of God gathered over the weekend for a tea party — and to hear from a special guest, Monica Rodriguez of Enroll America.

The organization is working to spread the word about the Affordable Care Act, the federal law that will let people without health insurance shop for coverage starting Oct. 1.

People who lose their jobs and the health insurance tied to them will have new coverage options when the Affordable Care Act's marketplaces open in October.

But consumer advocates are concerned many of these unemployed people may not realize this and lock themselves into pricier coverage than they need.

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