obamacare

The health exchanges are now open, though some have a lot of glitches. You still have lots of questions about how the Affordable Care Act affects you and your family.

And we have answers. In our ongoing series, we're addressing questions you've asked about the sign-up process.

With people having so much trouble logging onto the websites to get coverage, some are wondering how soon they have to sign up for coverage to avoid the potential penalties.

Obamacare Remains At Heart Of U.S. Shutdown Standoff

Oct 9, 2013
Rachel Morello

Today marks day nine of the federal government shutdown, with still no budget compromise in sight. Both Democrats and Republicans remain on the offensive, calling on the other to make some sort of concession.

But undoubtedly, one elephant remains in the room.

Although it’s only part of the spending bill at the heart of the government shutdown, the Affordable Care Act remains a central point of debate between the two parties.  

 

We focus on the Affordable Care Act and hear the latest on the new health insurance exchange rolling out in Florida, where GOP lawmakers and the governor continue to oppose the federal health plan known as Obamacare.

Have you heard about the young invincibles? That's the name given to young people who think nothing bad can happen to them.

Enrollment of healthy people like them in insurance under the Affordable Care Act is key to offsetting the costs of older, less healthy buyers.

Walk down the carpeted hallways of Westwind Media in Burbank, Calif., and it's common to hear the odd explosion, the hum of traffic or a burst of gunfire.

It's here in these edit bays that small feature films and TV dramas like the ABC hits Grey's Anatomy and Scandal and CBS's Person of Interest get primped and polished for prime-time viewing.

Freedigitalphotos.net

The Affordable Care Act's open enrollment which began October 1 is focused on individuals but its impact likely will be felt even if you get your insurance through your employer, or though your spouse's work.

Most Americans with private health insurance (not Medicare, Medicaid or veterans benefits) get their insurance through their job or their husband's or wife's company. Even as more people may sign up for health insurance coverage, the prices for that coverage are expected to keep rising. 

Some numbers to consider as open enrollment for the Affordable Care Act (ACA) gets underway:

There are 10 essential benefits all insurance plans offered under the ACA health insurance reform law must have. They include hospital coverage, ER treatment and prescription drug benefits.

Many Americans got "please wait" messages Tuesday when they tried to start shopping for health coverage on the federal government's new health insurance website, healthcare.gov. A series of technological glitches, delays and crashes kept people from getting to several of the 16 state exchanges, too.

Well, today's the day health insurance marketplaces open for business. And despite a partial shutdown of the federal government and some technical jitters, they're available for insurance shoppers.

While Oct. 1 is a milestone in the implementation of the health law, other dates are likely more critical for consumers planning to shop for health insurance on their state marketplace.

The Sunshine Economy: Meet The Invincibles

Oct 1, 2013
Tom Hudson

The invincibles is a catch-all description of young adults, generally healthy, but who are living without health insurance.

This group is one of the particular targets of the Affordable Care Act's individual mandate, taking effect on January 1, 2014. By requiring most Americans to have health insurance, the strategy is to attract young and healthy people to help spread the risk of insuring older and sicker people.

Tom Hudson

These are the faces of the uninsured in South Florida. Eddie Escobar, Kwami Livingston and Jersey Garcia (left to right) are three of the more than one million people under the age of 65 in the counties of Miami-Dade and Broward who are living without health insurance.

Beginning Tuesday, they will be able to shop for health coverage and possibly qualify for a tax credit in order to meet the individual mandate of the Affordable Care Act (ACA), which goes into effect next year.

As the federal government lurches toward a shutdown, there's one thing a lot of people in Congress actually agree on.

South Florida Insurance Rates Will Be Among Lowest In State, Report Says

Sep 30, 2013
Carl Juste / MIAMI HERALD STAFF

Miami-Dade and Broward County residents who buy health insurance through federally run online marketplaces opening Tuesday will be paying some of the cheapest rates available in Florida, according to federal data released Wednesday.  

A report from the U.S. Department of Health and Human Services shows how many insurance issuers will be offering plans in each county, what tiers those plans will be on and how much the average resident would pay before tax credits in certain tiers.

The Affordable Care Act Marketplace opens October 1. Despite considerable opposition from some residents and lawmakers, Floridians will be able to shop online for health insurance and compare rates for different levels of coverage.

The Affordable Care Act (ACA) – also known as Obamacare - is for people who don’t have health insurance or those who buy insurance on their own instead of getting coverage through an employer.

On Tuesday, if all goes according to plan, the federal health law's marketplaces for individual health insurance are scheduled to open for business.

Nearly all Americans will be required to have health insurance starting Jan. 1, 2014, or else they'll be liable for a tax penalty.

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