The online health insurance marketplaces can't open soon enough for Chris and Kristi Petersen. Enrolled in the Iowa high-risk insurance pool because insurers on the private market won't cover them, the couple pays more than $1,300 each month for a plan with a $2,500 annual deductible and a 20 percent copay for medical services. It's more than they can afford.
"At the end of this year, these exchanges are either going to have to offer some relief, or I'm just going to quit working and let the welfare take care of us," says Chris. "I'm fed up with it. I'm fed up with insurance."